Loans
Commercial Loans
The decision makers at First Keystone Bank are local and accessible and have an excellent knowledge of the market area. This means that lending decisions are made quickly and can be tailored to meet your specific business needs. These loans may be used for a variety of business financing purposes, such as:
- Accounts receivable financing
- Inventory financing
- Short term working capital
- Equipment purchases
- Commercial owner-occupied real estate acquisition and refinancing
- Commercial investment real estate acquisition and refinancing
- Business acquisition
Commercial Lines of Credit
At First Keystone Bank, we can provide your business with flexible lines of credit, enabling you to better manage your cash flow. Once approved, you control the funds on an as-needed basis. As you pay down your line, your available credit is automatically replenished.
Construction & Builder Acquisition Loans
First Keystone Bank’s construction lending specialists can help you build your business by providing you with the cash you need to get your construction project underway. As a result of our reputation for fast processing, excellent rates and quality service, we are one of the leading residential construction lenders in southeastern Pennsylvania. Available services include:
- Builder acquisition, development and construction loans
- Residential loans (available to individuals and builders)
- Builder speculative loans
- Owner occupied construction loans with a transfer feature, allowing conversion to a fixed or adjustable rate at the end of the term
- Ground loans available for future primary residences and for builder speculation
Owner-occupied Real Estate Loans
First Keystone Bank has a variety of financing options available to meet your particular needs, whether this is your first purchase of commercial real estate for your business, you’re selling your existing real property to move to a new property, or you’re simply buying an additional property due to the expansion of your business.
In addition to financing owner-occupied commercial real estate purchases, we are also actively engaged in refinancing business owners’ existing commercial real estate properties. This enables business owners to take advantage of lower interest rates and/or to take cash value out of owner-occupied real estate and make it available for other purposes.
Investment Real Estate Loans
At First Keystone Bank, we can also provide various financing solutions to enable you to purchase commercial real estate when your business will occupy less than 50% of the property, or when it will not occupy the property at all (i.e. – the property will be used 100% for investment purposes). Our experienced staff is ready to offer you fast, professional service for either purchasing or refinancing your investment real estate.
Contact our Lending Department at 610-565-6210, or your local Branch Manager, to make an appointment and determine which Commercial Lending product is the right one for your business.
